Stamp Duty Registration Charges Karnataka

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Stamp duty and registration charges in Karnataka in Bangalore cost 2% to 5% for base stamp duty plus a 2% fee on the full home price. Under the state law of 1957, homes priced over ₹45 lakh pay a 5% base duty. Properties between ₹20 lakh and ₹45 lakh pay 3%. Small homes under ₹20 lakh pay 2%. Homes inside Bangalore city limits also pay a 10% cess and a 2% city tax on the Duty. With the 2% registration fee, overall tax comes to 7.6% for big homes. Checking these costs on the Kaveri 2.0 site helps you plan your home budget fast.

Current Stamp Duty Slabs and Registration Fee Rates in Bangalore


Your tax rate depends on your home price and location. Men and women pay the same tax rates in Karnataka.

Property Price Slab Base Stamp Duty Registration Fee Extra Cess and Surcharge Total City Tax
Under ₹20 Lakh 2.0% 2.0% 10% Cess + 2% City Tax on Duty ~4.24% of Property Price
₹20 Lakh to ₹45 Lakh 3.0% 2.0% 10% Cess + 2% City Tax on Duty ~5.36% of Property Price
Above ₹45 Lakh 5.0% 2.0% 10% Cess + 2% City Tax on Duty ~7.60% of Property Price

Extra fees apply only to the stamp duty amount, not the total price. Village properties pay a 3% rural tax instead of 2%.

How to Calculate Total Stamp Duty and Registration Fee on Bangalore Properties


To find your tax, multiply the rate by your home price or the government guidance rate. You must pay tax on whichever price is higher.

Step-by-Step Calculation Example

Here is a math example for an ₹80,00,000 flat in Bangalore (Whitefield or Sarjapur):

  • Base Stamp Duty (5% of ₹80,00,000): ₹4,00,000
  • Infrastructure Cess (10% of Duty): ₹40,000
  • City Surcharge (2% of Duty): ₹8,000
  • Total Stamp Duty: ₹4,48,000 (5.6% of home price)
  • Registration Fee (2% of ₹80,00,000): ₹1,60,000
  • Total Govt Tax: ₹6,08,000 (7.6% of total price)

Guidance Value vs Market Value Rules

Guidance value is the lowest price set by the state for a street. You cannot register a flat below this rate by law. Section 45A of the state stamp act stops low reporting.

Stamp Duty and Registration Fee Breakdown for Prestige Falcon City Reserve (Kanakapura Road)


Prestige Falcon City Reserve is an upcoming 41-acre luxury residential phase on Kanakapura Road, South Bangalore. Situated opposite Konanakunte Cross Metro Station and next to Forum South Bengaluru Mall, it features 7 high-rise towers (G+30 floors) with 2,520 units in 2, 3, and 4 BHK layouts. Currently in its pre-launch stage with RERA registration in process, the project launches on September 15, 2026, with key handover expected by August 2031.

Here are the exact government taxes for 2 BHK, 3 BHK, and 4 BHK flats in Prestige Falcon City Reserve:


Unit Type Price Base Stamp Duty (5%) Cess & Surcharge (12% of Duty) Registration Fee (2%) Total Government Fees
2 BHK Flat ₹1.4 Crore (₹1,40,00,000) ₹7,00,000 ₹84,000 ₹2,80,000 ₹10,64,000
3 BHK Flat ₹2.0 Crore (₹2,00,00,000) ₹10,00,000 ₹1,20,000 ₹4,00,000 ₹15,20,000
4 BHK Flat ₹3.0 Crore (₹3,00,00,000) ₹15,00,000 ₹1,80,000 ₹6,00,000 ₹22,80,000

Online Payment Process on Kaveri 2.0 Portal in Bangalore


The Kaveri 2.0 site (kaverionline.karnataka.gov.in) helps you calculate tax and book visits online. It saves time at the local office.

Easy Steps for Online E-Stamping

  • Create Account: Sign in to Kaveri 2.0 with your phone and Aadhaar code.
  • Fill Details: Type property survey numbers, Khata data, and buyer names.
  • Auto Calculation: The site reads your area rate and finds your exact tax.
  • Pay Online: Pay via UPI, net banking, or bank challan to get your e-Stamp paper.
  • Book Office Visit: Pick a time slot at the local office for thumb scans and photo sign-off.

Stamp Duty Rates for Different Property Papers in Karnataka


Different property papers carry different fixed tax rates. Sale deeds use full rates, while family gifts cost less.

Document Type Stamp Duty Registration Fee
Sale Deed 2% to 5% (Slab rate) + Surcharges 2% of Property Value
Gift Deed (To Family) Fixed ₹1,000 to ₹5,000 Fixed ₹500
Gift Deed (Non-Family) 5% of Value + Extra Surcharges 2% of Property Value
Partition Deed (City) Fixed ₹1,000 per share Fixed ₹500 per share
Mortgage Deed (Loan) 0.5% of loan (Max ₹10,00,000) 0.5% (Max ₹10,000)
Power of Attorney Fixed ₹500 Fixed ₹100

FAQs


1. What are the total stamp duty registration charges in Karnataka in Bangalore for homes over ₹45 lakh?

Total govt tax equals 7.6% of your home price. This includes 5% duty, 0.6% extra fees, and a 2% registration fee.

2. What is the registration fee in Karnataka today?

The state charges a flat 2% registration fee on the total property value.

3. Are tax rates cheaper for women in Bangalore?

No. Men and women pay the same tax rates in Karnataka.

4. Can I add stamp duty costs to my bank home loan?

No. Banks do not add tax fees to loans. You must pay this 7.6% cost from your cash savings.

5. How do I calculate tax on old resale flats in Bangalore?

Resale flats use the same rules: 5% duty plus 2% registration fee for homes over ₹45 lakh. Pay on whichever is higher: sale price or guidance rate.

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