Prestige Falcon City Reserve EMI Calculator

Featured Image of Prestige Falcon City Reserve Emi Calculator


Prestige Falcon City Reserve EMI calculator is an online tool that works out monthly home loan payments for 2, 3, and 4 BHK luxury flats priced from 1.4 Crore to 3.0 Crore on Kanakapura Road, South Bengaluru. By entering your total loan amount against current bank interest rates of 8.5 percent to 9.5 percent, you can find your exact monthly installment, total interest fees, and total down payment needed before booking. Built across a massive 41-acre land area with 75 percent open space, this large project holds 2,520 residential flats spread over 7 high towers in Konanakunte, just 400 meters from Konanakunte Cross Metro Station.

To plan your budget well, you need to see how loan terms between 15 and 30 years change your total costs. On a starter 2 BHK flat costing 1.4 Crore with a standard 20 percent down payment (28 Lakhs), your 80 percent loan amount (1.12 Crore) comes to a monthly payment of 97,121 rupees at an 8.5 percent interest rate over 20 years. Adding extra costs like 5 percent stamp duty, 1 percent registration fees, and 5 percent GST on new buildings helps you calculate your full cash budget before signing any sale agreements.

What Is the Prestige Falcon City Reserve EMI Calculator?


The Prestige Falcon City Reserve EMI calculator is a simple financial tool that finds your exact monthly home loan payment based on loan amount, interest rate, and total years. It uses the basic home loan math formula E = P * r * (1+r)^n / ((1+r)^n - 1) to process your loan amount (P), monthly rate (r), and time in months (n) for quick payment results.

For home buyers looking at luxury high-rise flats in South Bengaluru, this tool makes budget checks fast and clear. You can test down payment amounts from 10 percent to 30 percent to see how much cash you need upfront and how it lowers your monthly bill during construction.

Home Loan Payment Breakdown


  • Flat Prices: 1.40 Crore to 3.00 Crore
  • Upfront Down Payment (20 percent): 28 Lakhs to 60 Lakhs
  • Bank Loan Amount (80 percent): 1.12 Crore to 2.40 Crore
  • Monthly Payment Range (20-Year Loan at 8.5 percent): 97,121 rupees to 208,116 rupees per month
  • Monthly Payment Range (30-Year Loan at 8.5 percent): 86,119 rupees to 184,541 rupees per month

Official Project Details, RERA & Timeline Overview


Prestige Falcon City Reserve is a new high-rise residential project by Prestige Group located at Konanakunte on Kanakapura Main Road, South Bengaluru (Pincode 560062). The project has applied for Karnataka RERA approval.

Parameter Details
Builder Name Prestige Estates Projects Limited
Project Location Kanakapura Road, Konanakunte, South Bengaluru
Total Land Area 41 Acres (75 percent Open Space)
Towers and Floors 7 High Towers (G+30 Floors)
Total Homes 2,520 Luxury Apartments
Flat Types 2 BHK, 3 BHK, and 4 BHK
Pre-Launch Date March 2026
Official Launch Date April 2026
Possession Date August 2031
RERA Status Applied / In Process

2026 Pricing & Apartment Unit Sizes


Apartment prices at Prestige Falcon City Reserve start at 1.4 Crore for 2 BHK flats and go up to 3.0 Crore for large 4 BHK units. Base launch rates average between 14,000 and 14,500 rupees per square foot across all 7 towers.

  • 2 BHK Optima / Elite (1,240 to 1,379 sq. ft.): Starts at 1.40 Crore onwards (Estimated Rate: 14,000 rupees per sq. ft.)
  • 3 BHK Elegance / Grandeur (1,830 to 1,970 sq. ft.): Starts at 2.00 Crore onwards (Estimated Rate: 14,000 rupees per sq. ft.)
  • 4 BHK Opulence (2,450 to 2,726 sq. ft.): Starts at 3.00 Crore onwards (Estimated Rate: 14,000 rupees per sq. ft.)

Monthly EMI Estimates for 2, 3, and 4 BHK Apartments


An estimated monthly EMI for a 2 BHK flat costing 1.4 Crore needs a monthly payment of 97,121 rupees under an 80 percent bank loan (1.12 Crore) at 8.5 percent interest over 20 years. Below are the exact monthly payments across all flat types assuming a 20 percent down payment and standard bank rates:

  • 2 BHK Unit (1.40 Crore): Down payment of 28 Lakhs (20 percent) with a loan of 1.12 Crore at 8.5 percent interest:
  • 15-Year Loan: 110,290 rupees per month
  • 20-Year Loan: 97,121 rupees per month
  • 25-Year Loan: 90,094 rupees per month
  • 30-Year Loan: 86,119 rupees per month
  • 3 BHK Unit (2.00 Crore): Down payment of 40 Lakhs (20 percent) with a loan of 1.60 Crore at 8.5 percent interest:
  • 15-Year Loan: 157,557 rupees per month
  • 20-Year Loan: 138,744 rupees per month
  • 25-Year Loan: 128,705 rupees per month
  • 30-Year Loan: 123,027 rupees per month
  • 4 BHK Unit (3.00 Crore): Down payment of 60 Lakhs (20 percent) with a loan of 2.40 Crore at 8.5 percent interest:
  • 15-Year Loan: 236,336 rupees per month
  • 20-Year Loan: 208,116 rupees per month
  • 25-Year Loan: 193,058 rupees per month
  • 30-Year Loan: 184,541 rupees per month

Construction-Linked Payment Plan & Step-by-Step Booking


The payment plan follows building stages where you pay 10 percent when booking, 10 percent when signing the sale agreement, and the rest in parts as building work moves forward.

Step 1: Expression of Interest (EOI)

  • Give EOI Cheque (12 Lakhs to 30 Lakhs based on BHK)
  • Pick your unit design and view.

Step 2: Booking Confirmation

  • Pay 10 percent booking amount after RERA approval.
  • Get your official flat allotment letter.

Step 3: Agreement Signing

  • Pay 10 percent of the sale agreement amount.
  • Sign the builder-buyer agreement.

Step 4: Construction Payments

  • Pay the remaining 80 percent in parts as floor slabs get built.

Expression of Interest (EOI) Booking Amounts

  • 2 BHK Units: 12 Lakhs to 15 Lakhs
  • 3 BHK (2 Toilets): 15 Lakhs
  • 3 BHK (3 Toilets): 20 Lakhs
  • 3 BHK + Home Office: 25 Lakhs
  • 4 BHK + Home Office: 30 Lakhs

Taxes & Extra Charges You Must Pay


Government fees in Karnataka add about 11 percent in extra costs on top of your base home price.

  • Stamp Duty: 5 percent of your registered flat price.
  • Registration Fee: 1 percent of your registered flat price.
  • GST Rate: 5 percent tax on new under-construction homes.
  • Floor Extra Cost: 50 to 150 rupees per sq. ft. extra for higher floors above the 6th floor.
  • Maintenance Deposit: One-time clubhouse and advance maintenance fees paid before handover in August 2031.

FAQs


1. What is the starting price of flats in Prestige Falcon City Reserve?

The starting price for a 2 BHK flat (1,240 sq. ft.) in Prestige Falcon City Reserve begins at 1.4 Crore base cost. 3 BHK prices start from 2.0 Crore, and 4 BHK homes start at 3.0 Crore.

2. How much down payment do I need to book a home?

You need a standard 20 percent down payment of the total flat cost, which equals about 28 Lakhs for a 1.4 Crore 2 BHK flat. Housing loans from top banks cover the remaining 80 percent balance.

3. What is the RERA approval status and registration number?

Prestige Falcon City Reserve has applied for Karnataka RERA approval, with final clearance coming soon. Phase 1 of the township is fully approved under RERA number PRM/KA/RERA/1251/310/PR/170913/000114.

4. What are the launch and possession dates for this project?

The project's official launch date is April 2026 following pre-launch booking. Building construction will be completed, with key handover scheduled for August 2031.

5. What extra charges apply besides the flat cost?

You must pay 5 percent Stamp Duty, 1 percent Registration fee, and 5 percent GST for new under-construction homes in Karnataka. Floor choice fees, car parking slots, and clubhouse dues are listed separately in your cost sheet.

Prestige Falcon City Reserve Blog


Enquiry
Enquire Now